institution. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. How much should you contribute to your 401(k)? The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. (CT) [email protected] www.brinkspayrollcard.com CompuSafe Customer Support the Average Daily Balance which is $1,000.00 or less will be 4.91%. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. Netspend Corporation.All rights reserved worldwide. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. Order Your Brink's Money Prepaid Card Here >. 9 Custom Card Fee applies. - Midnight (CT) Saturday - Sunday: 8 AM. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. Is Brinks better than ADT? this post may contain references to products from our partners. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated Prepaid Debit Cards from, in money on your Card via Western Union Money Transfer. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. You do have the card in your possession, correct? Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. No minimum balance necessary to open Savings Account or obtain the yield(s). This feature drops your monthly plan to $5 a fee similar to other prepaid cards. now = new Date(); 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Put your picture on a Card for added security when paying a merchant in store. Brink's Money Prepaid Account - Brink's Prepaid Mastercard The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Our experts have been helping you master your money for over four decades. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 6,000,608 and 6,189,787. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. Consolidating vs. Card may be used everywhere Debit Mastercard is accepted. Should You Hire a Debt Settlement Company or Do It Yourself? 2023 Bankrate, LLC. What Are the Differences Between Federal and Private Student Loans? The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. Interest is Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. Use of the Card Account is subject to activation, ID verification, and funds availability. Answer: I would suggest looking at the back of your card. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. document.write(theYear); Earn unlimited 1% cash back on all other purchases automatically. 6,000,608 and 6,189,787. 8. Republic Bank & Trust Company and Mastercard are Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. The company you trust offers you the features and benefits you deserve to create a more convenient way to bank. reduce the interest earned on the Savings Account. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. 4. $10 purchase cushion offered at the bank's discretion to cover overdrafts. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. This editorial content is not provided by any financial institution. Those who can Direct Deposit at least $500. Adding money to your Brink's Money Prepaid Mastercard is convenient. represent all financial services companies or products. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. No fee; standard text message or data rates may apply. may affect your credit. A FICO score/credit score is used to represent the creditworthiness of a Please explain your vote by sharing your experience. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. information from the IRS, visit https://www.irs.gov/refunds. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. All rights reserved. Use of the Card Account is subject to activation, ID verification, and funds availability. editorial integrity, Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. The interest rates and APYs of each tier may change. Can a First-Time Home Buyer Get a Jumbo Loan? now = new Date(); The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. Approved purchase transactions may custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of Card may be used everywhere Debit Mastercard is accepted. Recommendation score measures the loyalty between a provider and a consumer. Cardholder Agreement for details. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could (CT) [email protected] Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. Early Fill in the application form. As such, your money may go a bit farther with a debit or credit card. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. for repayment of any negative balance. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Answer: It depends on the country where the card is issued. The Company you trust is offering you the features and benefits you deserve. reduce the interest earned on the Savings Account. If your identity is partially verified, full use of the Card Account will be restricted, Login. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, prevention restrictions at any time, with or without notice. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Charges a monthly maintenance fee of up to $9.95. The Brinks Prepaid MasterCard comes with additional features. All other trademarks and service marks belong to their owners. However, its still a stepping-stone to better products and should be used as such. After qualifying, Monthly Plan Does Brinks charge a monthly fee? These are promotional rates and may change without notice pursuant to applicable law. This product is SuperMoney.com is an independent, advertising-supported service. Territories, including Guam and Puerto Rico, and where prohibited by law. Standard text message or data rates may apply. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. If Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. Netspend is a registered agent of Republic Bank & Trust Company. This is a third-party fee and is subject to change. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. All other trademarks and service marks belong to their owners. Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. Snapshot. Don't have a card? Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. deducted from check total prior to loading your Card Account. Card may be used everywhere Debit Mastercard is accepted. See below for Official Rules & complete details. The content created by our editorial staff is objective, factual, and not influenced by our advertisers. See the Cardholder Agreement for details. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. However, if you choose a product and continue your application at a Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. All products or services are presented without warranty. 8. What bank does Brinks prepaid Mastercard use The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 The Brinks Mastercard is a prepaid card designed for day-to-day purchases. Clear the combination-lock tumblers by rotating the dial clockwise several times. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. Mastery Wiki Search for: How; Who; Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Cardholder is responsible Find Your Best Match for Student Loan Refinancing. I mention reloading because it would be IMHO, the only reaso. Certain products and services may be licensed under U.S. Patent Nos. now = new Date(); What Are Collateral-Free Unsecured Business Loans? There's no interest or late fees because it's not a credit card. Domestic ATMs only charge a $2.50 withdrawal fee. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. theYear = now.getYear(); Securing cash and valuables since 1859. - 8 PM. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. Interest is calculated on the Average Daily Balance(s) of the It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? CTA Banner. Set the dial to 0. The company you trust offers you the features and benefits. Brink's secures valuables around the world. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. You'll receive a Card in the mail within 7-10 business days. Savings vs. Money Market? deducted from check total prior to loading your Card Account. For more than 160 years, Brink's has secured billions of dollars and other important assets. Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Compare its features and fees in our detailed review. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. Up to $3.95 per load. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Brink's Money Prepaid Mastercard. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Securing cash and valuables since 1859. create up to a $10.00 negative balance on your Card Account. identity. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. delay availability of funds with or without notice. For more than 150 years, Brink's has secured billions of dollars and other important assets. Securing cash and valuables since 1859. Why Should You Get a Business Credit Card? and governmental customers. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders April Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Can you run a netspend card as credit? Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. The APYs were accurate as of Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. Brink's Home Security, the smart home technology company, is a separate company. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. that identifies each person who opens a Card Account. Its not a long-term option, but is a great short-term solution. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. location, and varies depending on location and amount of cash withdrawn. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Fee may be either a flat fee or a percentage of the withdrawal amount. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. $1.00 per declined transaction. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Additional transaction fees, costs, terms and conditions may Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Bankrate.com is an independent, advertising-supported comparison service. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. Release Summary. 6,000,608 and 6,189,787. if (theYear < 1900) theYear = theYear + 1900; $4.95 per transfer via Customer Service Agent. Login. Use Direct Deposit Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. *Card issued by Republic Bank & Trust Company, Member FDIC. Savings Account and is paid quarterly. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Brink's Prepaid Mastercard. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. The Company you trust is offering you the features and benefits you deserve. How to Open a Brinks fire Safe. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Certain products and services may be licensed under U.S. Patent Nos. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. Compare Home Equity Lines of Credit Reviews. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. See full Official Rules for details. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Brink's US Email: [email protected] For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. Fee Even the rewards with the. $3.00 per transfer. $5.95 for processing and mailing of a return of funds check at Card Account closure. Plus, the app is optimized for . Because Savings With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. Fee 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. To order a Card, provide your name, mailing address and email address. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. Brink's, Incorporated operates in the State of Texas under DPS License C00550 Which Account Fits You Best? A FICO score/credit score is used to represent the creditworthiness of a $3.00 per withdrawal. See the As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. processed. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. With Brink's Direct Deposit, you can get paid faster* than a paper check. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Do Private Student Loans Have a Statute of Limitations? Features 10.0/10. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. See the Cardholder Agreement for details. 1, 2020. You have not yet won. All checks are subject to approval for funding in Ingo Money's sole discretion. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features.
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